I just got back from a ten week journey through India. It started out as a two week sightseeing trip with the family, but my mother country had different plans for me.

It was day two, and we had just gotten back from viewing the sights of Delhi – an ancient fort, a modern bazaar, a few beautiful temples. We were all exhausted, so we went straight to bed.

But a few hours later, I woke for a midnight dalliance. I was driven by a compulsion.

I just had to go to the freaking bathroom.

It was a romance that grew only stronger with time – what was supposed to be just a once-off encounter became an unbreakable habit. It started with food poisoning, but turned into something more – cough, cold, sore throat, and finally, fever.

In between I also managed to visit the Taj Mahal, ride an elephant, and a bunch of other fun touristy stuff. Which was all nice, but not the reason I decided to say back an extra two months.

No, it wasn't because I was trying to lose weight, although food poisoning can do wonders for the waistline. It was because I had encountered a philosophy of life which bewildered me, and because I'd spent half of my time sightseeing and the other half sick, I'd had little time left over for the real cultural experience – mingling with the locals.

It was my first trip to India since I was a baby – my parents left in their twenties, and for 22 years didn't go back. Now as an adult, I understand why my parents kept me away for so long, and why they tried to convince me not to extend my trip – just like I try to escape the materialism of my culture, my parents tried to escape the ‘laziness' of theirs.

But I had been intrigued, so I stayed an extra two months.

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The last time I was on a date, things got awkward.

In itself, nothing new – on my best behavior, I'm unique. Loosened up by alcohol, I turn a bit weird.

It started off normal. Following my own advice, we were eating at the highest rated Italian restaurant in New York City.

I hadn't had a single expensive meal since quitting my eat-caviar-for-free consulting job. So I ordered an orgasm-in-your-mouth quality steak.

No surprise, it was so good that I wanted to savor the experience. Several times that evening I closed my eyes, stopped paying attention to the sounds around me, and focused exclusively on my sense of taste – on the complex, absolutely delicious waves of flavor washing over my tongue. My mouth may have curled into a creepy smile.

I tried explaining what I was doing – that it wasn't because she was boring that my eyes were closing. I don't know if she believed me, but whatever. It was worth it.

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Can you buy happiness? How much impact does money actually have on happiness? Discover the stoic view of money.

All action is based on prediction.

Every time you do something, its because you or your subconscious brain has predicted that doing so will leave you better off than the alternative.

Decide to stay with your romantic partner? It's because you predict they'll make you feel better than being alone or with someone else.

Spend money? It's because you predict purchasing that object will make you feel better than buying nothing or something else.

Perfect the art of prediction, and no joke, you can take over the world. You'd be able to pick the best romantic partner, best career, best stock portfolio, best education, best everything. No more returns.

In the form of conscious deliberation and subconscious emotion, prediction directs our behavior.

We're passingly good at it.

We feel that spending time with friends and family will make us happy. So we do it and feel happy.

We deliberate that going for a jog will give us a high. So we do it and feel high.

We deliberate that slacking off at work will get us fired, which in turn will make us feel bad. So we work hard, keep our job, and avoid feeling bad.

But when it comes to money, passingly good becomes pathetically wrong.

Desire distracts.

A college student dreams of becoming a lawyer making a cool $150,000. He's been told he's good at arguing and has an eye for detail, he's hardworking and ambitious, and most important of all, he wants that $150,000.

Lawyers are four times more likely to develop depression and two to six times more likely to commit suicide.^1,2

Desire distracts  – only 4 in 10 lawyers would recommend their career to others. What happened to the quality of life?

Why gamble and hope to be one of the 40%?

A yelper has spotted a new Mexican restaurant. It's got a bad rating, but why not give it a try – it's got a great looking menu, complete with too good to be true pictures of its food.

Desire distracts – less than 1 in 10 yelp users enjoy their meal at a low rated restaurant.³ What happened to the quality of food?

Why gamble and hope to be one of the 10%?

Just because the college student desires to be a lawyer or the yelper desires to eat at that Mexican restaurant, doesn't mean that doing so will make them happy.

The strength of your desire DOES NOT EQUAL the amount of happiness that ;ies at the end of the road. 

Usually, it does, but when it comes to money, shi*t goes crazy – our desire gets hijacked for purposes not our own.

I'd prefer me and my family to be the ones benefiting from my earning and spending behavior. All too often, I'm not. All too often, we're not.

Considering how much of our lives revolve around money, that's a problem. This desire hijacking is the biggest obstacle to our successfully buying happiness.

But there's a fix – free and easy to implement.

No, not hiding in a cave and trying to avoid the 1,000+ daily desire distorters (also known as marketing messages) thrown our way.

Something much easier.

You wouldn't believe me if I told you now, so first, more on how money makes your usually intelligent brain go haywire.

1. Your memory becomes foolish.
2. Your extrapolations become foolish.
3. Your desire becomes foolish.

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Anticipation is one of the strongest emotions that bring happiness.

Do you remember that feeling… of the night before Christmas, of being so excited and full of anticipation that you couldn't fall asleep?

I do, but I've really got to squeeze my brain. That youthful luster is a long gone memory.

Maturity happened.

As an adult in training, my natural urge to anticipate was discouraged. For some reason, that urge was associated with childlike immaturity.

As an American male, expressions of excitement and joy were further discouraged. To be ‘cool' is to be composed and in control.

That's a shame.

We're missing out on a lot.

This is part two in a four-part series on money and happiness.

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Can money buy happiness?

It can. At least in some ways.

Financial security from money management reduces divorce rates, increases life span, and just plain feels good.^1,2,3

Wealth purchases life-changing vacations, variety – the spice of life, and free time – with which to actually live life.

Despite this, the average person with a family income greater than $75,000 is just 12% happier than the average person with a family income of $30,000.⁴ They've adapted. To them, a juicy steak tastes just a bit better than $1 ramen tastes to me.

The common refrain of money doesn't buy happiness is true, but with a caveat – for the average person, money doesn't buy happiness.

I am not one of those people. Most people aren't.

After all, dozens of studies have shown it mostly true – for the average person, money doesn't buy happiness.⁵

There's a fix. We just need to stop being average.

If money doesn't make you happy, then you probably aren't spending it right.⁵

Money does buy happiness, but only when used in particular, often counter-intuitive ways.

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